All use of the pages on this website (the "Site") is subject to the terms and conditions set forth below. By using the Site, and accessing the information, data, images, text, software, code, and other components, including but not limited to display screens, provided on the Site ("Site Content") you agree to be bound by these Terms of Use, without limitation or qualification. You also agree to be bound by any additional disclaimers or caveats that may appear on the Site.

User Conduct
We offer a variety of services and resources on the Site, including valuable information as well as interactive services, such as a message board. In consideration of your use of the Site, you agree to:

• only use the Site in accordance with these Terms of Use;
• provide true, accurate, current and complete information about yourself in connection with any registration or sign-up;
• maintain and update the information you provide as necessary to keep it current;
• maintain the confidentiality of your password and account information;
• be fully responsible for any unauthorized use of your account; and
• inform us immediately upon learning of any unauthorized use of your account or other breach of security.
  

• use any device, software or routine to interfere with, or attempt to interfere with, the proper working of the Site or any activity being conducted on the Site;
• commence any action that imposes an unreasonable or disproportionately large load on the Site’s infrastructure;
• interfere with or disrupt the Site or servers or networks connected to the Site, or disobey any requirements, procedures, policies, or regulations of networks connected to the Site;
• access the Site by any means other than through the interface provided by us;
• access Site Content not intended for you or log into a server or account that your are not authorized to access;
• use the Site to violate any applicable local, state, national, or international law;
• post or transmit any unlawful, obscene, defamatory, abusive, offensive, or other objectionable information of any kind;
• post or transmit any survey, contest, pyramid scheme, chain letter, junk email, spam, duplicative messages, advertisements or other unsolicited communication (commercial or otherwise);
• post or transmit any computer virus, trojan horse, worm, time bombs, corrupted files, or other software or computer code that may cause damage to other users’ computers, networks, systems, or data;
• upload or post to the Site, or any part thereof, information or data that is protected by intellectual property laws, including but not limited to copyright or trademark laws, without consent of the owner or licensor of that information;
• harvest or otherwise collect information about others, including but not limited to e-mail addresses;
• engage in the practice of “screen scraping” or “database scraping” to obtain lists of facts, users, registrants, or other information;
• attempt to decipher, decompile, disassemble, or reverse the engineering of any of the software comprising or in any way making up some or all of the Site;
• frame Site content in another web page; or
• prevent or restrict other users from using the Site.
• use any device, software or routine to interfere with, or attempt to interfere with, the proper working of the Site or any activity being conducted on the Site;
• commence any action that imposes an unreasonable or disproportionately large load on the Site’s infrastructure;
• interfere with or disrupt the Site or servers or networks connected to the Site, or disobey any requirements, procedures, policies, or regulations of networks connected to the Site;
• access the Site by any means other than through the interface provided by us;
• access Site Content not intended for you or log into a server or account that your are not authorized to access;
• use the Site to violate any applicable local, state, national, or international law;
• post or transmit any unlawful, obscene, defamatory, abusive, offensive, or other objectionable information of any kind;
• post or transmit any survey, contest, pyramid scheme, chain letter, junk email, spam, duplicative messages, advertisements or other unsolicited communication (commercial or otherwise);
• post or transmit any computer virus, trojan horse, worm, time bombs, corrupted files, or other software or computer code that may cause damage to other users’ computers, networks, systems, or data;
• upload or post to the Site, or any part thereof, information or data that is protected by intellectual property laws, including but not limited to copyright or trademark laws, without consent of the owner or licensor of that information;
• harvest or otherwise collect information about others, including but not limited to e-mail addresses;
• engage in the practice of “screen scraping” or “database scraping” to obtain lists of facts, users, registrants, or other information;
• attempt to decipher, decompile, disassemble, or reverse the engineering of any of the software comprising or in any way making up some or all of the Site;
• frame Site content in another web page; or
• prevent or restrict other users from using the Site.
  

You recognize that the Site is not directed at underage children, and by using the Site, or registering or signing up for any of the services offered on the Site, you represent that you are not an underage child, that you will not permit any unsupervised access to the Site by an underage child, and that you shall be responsible for all actions in relation to the Site by any underage children accessing the Site through your account.

Ownership and Right to Use
All Site Content is owned by or licensed to us or our affiliates. We and our affiliates and licensors retain all proprietary rights to the Site Content. Except for making one copy of limited portions of the Site Content for personal use, or downloading as expressly authorized by us, you may not download, modify, copy, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any of the Site Content for any purpose without prior written consent. Except as expressly set forth in these Terms of Use, we do not grant any license or other authorization to use our trademarks, registered trademarks, service marks, or other copyrightable material or intellectual property, by placing them on this Site. To the extent you are given permission to reproduce, transmit, distribute, or use Site Content, you agree to reproduce and include any copyright or other proprietary notices applicable to that Site Content.

Any software that is made available to download from the Site is our proprietary or copyrighted property, or the proprietary or copyrighted property of our affiliates, licensors, or suppliers. Use of such software is governed by the applicable end-user license agreement, if any, that accompanies or is included or associated with that software.

Unless otherwise expressly agreed, we shall have the right to use any ideas, concepts, know-how or techniques contained in any information you post to or transmit through the Site for any purpose including, but not limited to, developing and marketing products using such information, without compensation to you. Any communications or material of any kind that you e-mail, post or otherwise transmit through this Site, will be treated as non-confidential and non-proprietary.

Changes to Site Content
We reserve the right to change the Site Content, including but not limited to revising and/or deleting features, information, or other components without prior notice. The Site Content may vary depending upon your browser limitations.

Site Monitoring
You agree and acknowledge that we have no obligation to monitor the Site, but that we may monitor the Site from time to time and that we may use or disclose any information obtained during such monitoring as permitted or required by law, or as necessary to protect our interests. We reserve the right to remove or to refuse to post all or any part of information or materials that we determine, in our sole discretion, are illegal, inappropriate or in violation of these Terms of Use.

Privacy
Please refer to the Quickfinder Privacy Statement on the Site for important information about our privacy practices, including an outline of the information we collect from or about you and a description of how we use that information.

Disclaimers
The Site Content is designed to provide accurate and authoritative information in regard to the subject matter covered. However, where applicable, it is offered with the understanding that we are not engaged in rendering legal, accounting, or other professional services. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. We cannot guarantee the accuracy of the information.

ANY USE OF THE SITE IS ENTIRELY AT YOUR OWN RISK. WE PROVIDE THE SITE "AS IS," AND EXPRESSLY DISCLAIM ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF AVAILABILITY, UNINTERRUPTED ACCESS, TITLE, WARRANTY OF NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, OR MERCHANTABILITY, ACCURACY, OR USEFULNESS OF INFORMATION, SERVICES, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SITE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

NEITHER WE NOR ANY OF OUR OFFICERS, DIRECTORS, INSURERS, EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, WEBSITE CO-BRANDING PROVIDERS, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF THE SITE. TO THE EXTENT LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES IS DISALLOWED IN A PARTICULAR JURISDICTION, OUR LIABILITY, AND THE RESPECTIVE LIABILITY OF OUR OFFICERS, DIRECTORS, INSURERS, EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, WEBSITE CO-BRANDING PROVIDERS, OR CONTENT OR SERVICE PROVIDERS, IS LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW.

Links to and from this Site
You may through hypertext or other computer "links" gain access to other sites on the Internet, which are not part of the Site. SUCH SITES ARE NOT UNDER OUR CONTROL, AND WE ARE NOT RESPONSIBLE FOR ANY MATERIAL THAT YOU MAY ACCESS THROUGH ANY SUCH "LINK." We provide those links only as a convenience, and the inclusion of such links shall not be construed as our endorsement of the linked site. Other terms of use apply with respect to our affiliates' websites, to which we provide links on the Site, as specified on each such website.

Dealings with Advertisers
Your correspondence or business dealings with, or participation in promotions of, any advertisers found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that we shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Site, including claims for violation of privacy.

Failure to Comply With Terms and Conditions and Termination.
We may terminate your password or account, deny you access to all or part of the Site, or refuse any and all future use of the Site without prior notice if you engage in any conduct or activities that we determine, in our sole discretion, violate these Terms of Use. Such action shall be in addition to, and not instead of, any other remedies available to us by law.

Indemnification
You agree to defend, indemnify and hold us and our officers, directors, insurers, employees, agents, successors, assigns, affiliates, website co-branding providers, or content or service providers harmless from any and all claims, liabilities, costs and expenses, including reasonable attorneys' fees, arising in any way from the use of the Site, or the placement or transmission of any message, information, software or other materials on or through the Site, or from any violation of these Terms of Use, by you or any other users of your account.

Choice of Law
These Terms of Use shall be governed by the laws of the State of New York, without regard to its conflict of law provisions.

No Waiver
Any failure on our part to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

Changes to Terms of Use
We may change these Terms of Use from time to time without notice to you. The most current version of these Terms of Use will always be posted to the Site. By continuing to use the Site following any changes to these Terms of Use, you agree to be bound by the Terms of Use as changed.